Free financial tools
Free calculators for smarter money decisions
Quick, accurate answers to everyday money questions — from loan repayments to retirement savings. No sign-up, no catch.
- 6 calculators
- Instant results
- Free, no sign-up
01 Calculators
Pick a calculator
Each tool uses current rules and rates where they apply, and shows a clear breakdown so you can see how the result is built.
- Any country
Loan EMI Calculator
See the monthly instalment, total interest and a month-by-month repayment schedule for any fixed-rate loan.
- Monthly EMI
- Total interest
- Full schedule
- Any currency
- NZ
NZ Mortgage Calculator
Compare weekly, fortnightly and monthly repayments, and see how extra payments shorten your New Zealand mortgage.
- NZD
- Weekly / fortnightly
- Extra payments
- Interest saved
- NZ
KiwiSaver Calculator
Estimate your balance at 65 from your own, employer and government contributions, using the current contribution rules.
- Employer match
- Govt contribution
- After ESCT
- Growth projection
- US
US Mortgage Calculator
Include property tax, insurance, PMI and HOA fees for the true monthly payment — and see what bi-weekly payments save.
- Property tax
- PMI & HOA
- Bi-weekly savings
- Total interest
- US
401(k) Calculator
Project your 401(k) at retirement with employer matching, annual raises and the IRS contribution limit applied.
- Employer match
- IRS limits
- Tax saved
- Growth projection
- US
US Sales Tax Calculator
Add or remove sales tax using each state's combined average state and local rate, with a clear price breakdown.
- All 50 states
- Add or remove tax
- Local rates
- Instant result
Need help with the results?
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