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Project your KiwiSaver balance at 65.
years
$
$
%
%
The compulsory minimum is 3.5% from 1 April 2026. Shown after ESCT is deducted.
%
Roughly: conservative 3–4%, balanced 4–5%, growth 5–6%.
Projected balance at 65
NZ$660,427
In 35 years, before inflation
- Your contributions
- NZ$144,187
- Employer (after ESCT)
- NZ$97,293
- Government contributions
- NZ$9,125
- Investment growth
- NZ$394,822
- Starting balanceNZ$15,0002%
- Your contributionsNZ$144,18722%
- EmployerNZ$97,29315%
- GovernmentNZ$9,1251%
- Investment growthNZ$394,82260%
Results are estimates for illustration only and don't constitute financial or tax advice. Rates, limits and rules change — speak to a qualified adviser before making decisions.
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