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US Mortgage Calculator
The full monthly cost of a US home loan.
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$85,000 down · loan of $340,000
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Not applied — your down payment is 20% or more.
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Total monthly payment
$2,674.03
- Principal & interest
- $2,149
- Property tax
- $375
- Home insurance
- $150
- PMI
- $0
- HOA
- $0
- Total interest over the loan
- $433,651
Per month$2,674
- Principal & interest$2,14980%
- Property tax$37514%
- Insurance$1506%
- PMI$00%
- HOA$00%
Pay bi-weekly instead?
Paying $1,075 every two weeks adds up to one extra monthly payment a year.
- Interest saved
- $99,871
- Paid off sooner by
- 5.8 yrs
Results are estimates for illustration only and don't constitute financial or tax advice. Rates, limits and rules change — speak to a qualified adviser before making decisions.
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